Questions and Answers


Many individuals who are unable to work may have coverage under short and long term disability plans provided through their employer or purchased privately.

Often individuals are denied these benefits by insurers on the basis of insufficient proof of disability. Insurers will often argue that if you are suffering from injuries that cannot be demonstrated through XRays or MRls then you have no claim. That is simply not true! Often people may be disabled as a result of injuries such as chronic pain or other soft tissue injuries. Proof of these types of disabilities can often be difficult and it is essential the necessary evidence be obtained and submitted in a timely fashion.

We would be pleased to answer your disability claim's questions and assist you with your appeal process.

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The above information is of a general nature and is not intended to provide legal opinions. Readers should seek professional legal advice on the particular issues which concern them. We would be pleased to elaborate on any information contained above and how it may apply to your specific circumstances.

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